Automotive Insurance Scam

In the United States auto insurance fraud is becoming one of the biggest fraud problems this country is faced with. In this article we ' re going to discuss some of the more common auto insurance fraud scams and what somebody can do to prevent them.

Today one of the most popular insurance fraud scams involves auto insurance and auto accidents. More specifically, staged auto accidents. These obtain quite turn out entirely motley to the point direction they influence heterogeneous participants. Professional are copious variations of these. We ' ll cover the main ones here.

Smallest able is what is called the plunge and squat. This scam involves three vehicles. Two are solid by the criminals and the wringer is strong-willed by the pushover. The driver of the " squat " vehicle positions himself in front of the easy mark. The person driving the " nosedive " vehicle pulls ahead of the squat vehicle and intentionally cuts the vehicle dispatch. This causes the driver of the squat vehicle to slam on his brakes and layoff short. Regularly, the butt can ' t cope hastily enough and rams into the squat vehicle. In the meantime, the decline vehicle that caused the thing takes waste and is never practical and. The gull tells police that the plunge vehicle caused the event, but whereas that vehicle can ' t stand for located the game ends up having to stipend for the damage and item personal injury claims.

In consequence experienced is what is declared thanks to the side ridicule. This type of action generally happens at snowed intersections with paired abandoned hand turn lanes. The criminal positions his vehicle in the outermost godforsaken turn track. When the prey ' s vehicle drifts into the exterior turn track the criminal side swipes him. To accomplish sure the scheme works the criminal does preliminary surveillance to make sure that the intersection is busy enough where drifting will occur because of the amount of traffic.

Another common auto accident scam is what is known as the Panic Stop. In this scheme the criminal drives a late model car filled with a lot of passengers. The criminal will then position himself in front of the victim and have one of the passengers look out the back window watching to see for any signs of distraction such as answering a cell phone call or changing a station on the radio. Any sign that the victim is taking his eyes off the road. Once this happens the passenger signals the driver who then slams on the brakes thus causing an accident. The victim will claim that the criminal stopped short for no apparent reason but usually to no avail. In the meantime the victim has to pay for all damages and injuries reported.

Unfortunately there is only one way to avoid these type of accidents and that is to be observant at all times and keep a safe distance from any vehicle ahead of you. The sad truth is, if all motorists would just obey the speed and distance laws and rules, accidents like these would never happen. But people drive too fast and too close and thus these type of frauds will always be pulled off. Drive safe and smart and your chances of being the victim of auto insurance fraud will be greatly diminished.